AUTO LOAN REFINANCE SPECIAL Ready to Roll? LOWER YOUR AUTO LOAN PAYMENT¹ NO PAYMENTS FOR 90 DAYS2 Scan to Apply UP TO $500 CASH BACK³ Federally Insured by NCUA Apply Now: AltaOne.org | 800-433-9727 | Your Nearby Bakersfield Branch AltaOne FEDERAL CREDIT UNION Bakersfield - Riverwalk Branch 11211 River Run Blvd Bakersfield - Ming Branch 6501 Ming Ave M-F 9am - 5 pm, Sat 9am - 1pm M-F 9am-5 pm 2025 BEST 2024 BEST 2023 2022 2021 2020 FAVORITE FAVORITE FAVORITE FAVORITE BEST FAVORITE 1. Terms up to 84 months. Your rate may vary depending on credit history, credit profile, vehicle, term and underwriting factors. Rate will not go below the floor of 4.74% APR.APR = Annual Percentage Rate. Model years older than 2016 excluded. Existing AltaOne loans are not eligible for refinancing. $5,000 minimum refinance loan amount. AltaOne membership required. 2. No payments for up to 90 days: You must notify AltaOne of your desired payment start date at the time of loan closing. Your payment date must be within 90 days of loan funding. Interest accrues from date of funding. 3. Cash Back Bonus: 1% of the amount financed up to a maximum of $500. If the refinanced loan is paid off within 6 months, then the cash back bonus will be added to the loan payoff amount. Promotion may end at any time, with or without notice. All credit union loan programs, rates, terms, and conditions are subject to change without notice. AUTO LOAN REFINANCE SPECIAL Ready to Roll ? LOWER YOUR AUTO LOAN PAYMENT¹ NO PAYMENTS FOR 90 DAYS2 Scan to Apply UP TO $ 500 CASH BACK³ Federally Insured by NCUA Apply Now : AltaOne.org | 800-433-9727 | Your Nearby Bakersfield Branch AltaOne FEDERAL CREDIT UNION Bakersfield - Riverwalk Branch 11211 River Run Blvd Bakersfield - Ming Branch 6501 Ming Ave M - F 9am - 5 pm , Sat 9am - 1pm M - F 9 am-5 pm 2025 BEST 2024 BEST 2023 2022 2021 2020 FAVORITE FAVORITE FAVORITE FAVORITE BEST FAVORITE 1. Terms up to 84 months . Your rate may vary depending on credit history , credit profile , vehicle , term and underwriting factors . Rate will not go below the floor of 4.74 % APR.APR = Annual Percentage Rate . Model years older than 2016 excluded . Existing AltaOne loans are not eligible for refinancing . $ 5,000 minimum refinance loan amount . AltaOne membership required . 2. No payments for up to 90 days : You must notify AltaOne of your desired payment start date at the time of loan closing . Your payment date must be within 90 days of loan funding . Interest accrues from date of funding . 3. Cash Back Bonus : 1 % of the amount financed up to a maximum of $ 500 . If the refinanced loan is paid off within 6 months , then the cash back bonus will be added to the loan payoff amount . Promotion may end at any time , with or without notice . All credit union loan programs , rates , terms , and conditions are subject to change without notice .