AltaOne FEDERAL CREDIT UNION YOUR FIRST HOME. A HEAD START ON YOUR FUTURE. Because every great future deserves a strong foundation. AltaOne is helping first-time buyers take the leap into homeownership with exclusive perks and real savings: Up to $2,500 grant to help with closing costs $0 Down Payment No Mortgage Insurance (PMI) Let's build your future - starting with the keys. Contact us today to get started. SCAN NOW TO GET STARTED. 800-433-9727 AltaOne.org/fthb-grant First-Time Homebuyer Grant program provides closing cost assistance for your first home purchase. You may qualify for up to an $2,500 grant toward closing costs. No grant repayment required. Available in select areas of Kern, Inyo, Mono and northern San Bernardino counties only. First-Time Homebuyer-Borrower(s) have not owned a property in the past 3 years. Income, location, and credit guidelines apply. Rates, terms, and programs may change without notice. Not all applicants will qualify. Documentation required. Loans are secured by property lien. Interest rates and fees may vary by product, credit, LTV, occupancy, property type, loan amount, and purpose. Federally Insured by the NCUA | Equal Opportunity Lender NMLS# 586019 AltaOne FEDERAL CREDIT UNION YOUR FIRST HOME . A HEAD START ON YOUR FUTURE . Because every great future deserves a strong foundation . AltaOne is helping first - time buyers take the leap into homeownership with exclusive perks and real savings : Up to $ 2,500 grant to help with closing costs $ 0 Down Payment No Mortgage Insurance ( PMI ) Let's build your future - starting with the keys . Contact us today to get started . SCAN NOW TO GET STARTED . 800-433-9727 AltaOne.org/fthb-grant First - Time Homebuyer Grant program provides closing cost assistance for your first home purchase . You may qualify for up to an $ 2,500 grant toward closing costs . No grant repayment required . Available in select areas of Kern , Inyo , Mono and northern San Bernardino counties only . First - Time Homebuyer - Borrower ( s ) have not owned a property in the past 3 years . Income , location , and credit guidelines apply . Rates , terms , and programs may change without notice . Not all applicants will qualify . Documentation required . Loans are secured by property lien . Interest rates and fees may vary by product , credit , LTV , occupancy , property type , loan amount , and purpose . Federally Insured by the NCUA | Equal Opportunity Lender NMLS # 586019