TO Spring Clean Transfer Credit Card Balances LOW 0% APR to your AltaOne Visa® for a FOR 12 MONTHS "APR-Annual Percentage Rofte. Offer good on New and Existing AltaOne Federal Credit Union Visa Credit Cards. Promotion period begins 3/1/2023 and expires 5/31/2023. Balance Transfers are subject to a fee of $5 or 4% of the transferred amount, whichever is greater. The promotional 0% APR is for balance transfers only for 12 billing cycles. After the promotional period, the rate changes to the prevailing interest rate. Transferred balances do not earn UChoose Rewards points. New and Existing Visa Platinum, Visa Platinum Rewards, Visa Business Platinum Rewards, and Viso Platinum Secured Credit Cards are eligible for 0% APR on balance transfers completed during the promotion period. The Viso Platinum Secured Credit Card has a $30 annual fee. Balance Transfer offer excludes purchases and transfers of existing AltoOne loans or credit cards. Terms and conditions are subject to change without notice. Credit card funding is subject to credit approval. OUR CERTIFICATE RATES ARE Blooming CERTIFICATE Specials for a Limited-Time! 18-Month BUMP "APY-Annual Percentage Yield. For a limited time only. Effective 2/6/2023. Promotion may end at any time, with or without notice. The minimum doily balance to open certificates and to earn the disclosed Annual Percentage field is $5,000. Early withdrawal penalties equal to 90 days of dividends earned on certificates. APYs are based on an assumption on that dividends will remain in account until maturity. 110-month Term Shore Certificate: 4.84% Annual Percentage Yield/4.75% Annual Dividend Rate Minimum deposit is $5,000, 10-month Term Shore Certificate will mature at the end of the term and renew automatically to a 12-month Term Share Certificate, 218-month Bump Term Share Certificate: 4,58% Annual Percentage Yield/4.50% Annual Dividend Rate. Minimum deposit is $5,000. If rate increases on the same E e Bump Term Share Certificate during the initial term member may request to bump' rate to the higher rate once per term. 18-month Bump Term Shore Certificate will mature of of renew to an 18-month Term Share other in our CERTIFICATE Account Agreements and Disclosures. All rates and policies are subject to change without notice. See Ahone's rate sheet for Lock in Your Rate Now, 'Bump-Up' One-Time Later! and terms. Take advantage of our specials today! Visit us, or Call 1-(800) 433-9727 BAKERSFIELD 6501 Ming Ave. Bakersfield, CA 93309 M-F 9 AM - 5 PM SAT 9 AM - 1 PM BAKERSFIELD 11211 River Run Blvd. Bakersfield, CA 93311 M-F 9 AM - 5 PM AltaOne.org 10-Month 4.84% APY Federally Insured by NCUA Equal Opportunity Lender CDFI 4.58% APY ItaOne FEDERAL CREDIT UNION TO Spring Clean Transfer Credit Card Balances LOW 0 % APR to your AltaOne Visa® for a FOR 12 MONTHS " APR - Annual Percentage Rofte . Offer good on New and Existing AltaOne Federal Credit Union Visa Credit Cards . Promotion period begins 3/1/2023 and expires 5/31/2023 . Balance Transfers are subject to a fee of $ 5 or 4 % of the transferred amount , whichever is greater . The promotional 0 % APR is for balance transfers only for 12 billing cycles . After the promotional period , the rate changes to the prevailing interest rate . Transferred balances do not earn UChoose Rewards points . New and Existing Visa Platinum , Visa Platinum Rewards , Visa Business Platinum Rewards , and Viso Platinum Secured Credit Cards are eligible for 0 % APR on balance transfers completed during the promotion period . The Viso Platinum Secured Credit Card has a $ 30 annual fee . Balance Transfer offer excludes purchases and transfers of existing AltoOne loans or credit cards . Terms and conditions are subject to change without notice . Credit card funding is subject to credit approval . OUR CERTIFICATE RATES ARE Blooming CERTIFICATE Specials for a Limited - Time ! 18 - Month BUMP " APY - Annual Percentage Yield . For a limited time only . Effective 2/6/2023 . Promotion may end at any time , with or without notice . The minimum doily balance to open certificates and to earn the disclosed Annual Percentage field is $ 5,000 . Early withdrawal penalties equal to 90 days of dividends earned on certificates . APYs are based on an assumption on that dividends will remain in account until maturity . 110 - month Term Shore Certificate : 4.84 % Annual Percentage Yield / 4.75 % Annual Dividend Rate Minimum deposit is $ 5,000 , 10 - month Term Shore Certificate will mature at the end of the term and renew automatically to a 12 - month Term Share Certificate , 218 - month Bump Term Share Certificate : 4,58 % Annual Percentage Yield / 4.50 % Annual Dividend Rate . Minimum deposit is $ 5,000 . If rate increases on the same E e Bump Term Share Certificate during the initial term member may request to bump ' rate to the higher rate once per term . 18 - month Bump Term Shore Certificate will mature of of renew to an 18 - month Term Share other in our CERTIFICATE Account Agreements and Disclosures . All rates and policies are subject to change without notice . See Ahone's rate sheet for Lock in Your Rate Now , ' Bump - Up ' One - Time Later ! and terms . Take advantage of our specials today ! Visit us , or Call 1- ( 800 ) 433-9727 BAKERSFIELD 6501 Ming Ave. Bakersfield , CA 93309 M - F 9 AM - 5 PM SAT 9 AM - 1 PM BAKERSFIELD 11211 River Run Blvd. Bakersfield , CA 93311 M - F 9 AM - 5 PM AltaOne.org 10 - Month 4.84 % APY Federally Insured by NCUA Equal Opportunity Lender CDFI 4.58 % APY ItaOne FEDERAL CREDIT UNION