AltaOne FEDERAL CREDIT UNION ZERO DOWN. NO MORTGAGE INSURANCE. Homebuying made easy, made fast - and made for you. With AltaOne's First-Time Buyer Program, we're putting the keys in your hand with: . $0 Down Payment No Mortgage Insurance Let's get you home. Contact us today to get started. SCAN NOW TO GET STARTED. 800-433-9727 AltaOne.org/zero-down-home-loan First-Time Homebuyer: Borrower(s) have not owned a property in the past 3 years. All loans are subject to credit approval and eligibility. Rates, terms, and programs may change without notice. Not all applicants qualify. Documentation required. Loans are secured by property lien. Interest rates and fees may vary by product, credit, LTV, occupancy, property type, loan amount, and purpose. Not available in New York and Hawaii. Federally Insured by the NCUA | Equal Opportunity Lender NMLS# 586019 AltaOne FEDERAL CREDIT UNION ZERO DOWN . NO MORTGAGE INSURANCE . Homebuying made easy , made fast - and made for you . With AltaOne's First - Time Buyer Program , we're putting the keys in your hand with : . $ 0 Down Payment No Mortgage Insurance Let's get you home . Contact us today to get started . SCAN NOW TO GET STARTED . 800-433-9727 AltaOne.org/zero-down-home-loan First - Time Homebuyer : Borrower ( s ) have not owned a property in the past 3 years . All loans are subject to credit approval and eligibility . Rates , terms , and programs may change without notice . Not all applicants qualify . Documentation required . Loans are secured by property lien . Interest rates and fees may vary by product , credit , LTV , occupancy , property type , loan amount , and purpose . Not available in New York and Hawaii . Federally Insured by the NCUA | Equal Opportunity Lender NMLS # 586019