How Does Your Share Certificate KERH SCHOOLS 18 OR 36 SHARE CERTFCATE! MEASURE UP? THE OTHER BAMKS! Earn 2x the National Average with a Kern Schools 18 or 36 Month Share Certificate (APY)1 (APY)' 0 0 36 Month Share Certificate (IRA Certificate Included) 18 Month Share Certificate Take Advantage Of This Special (APY) for a Limited Time. KERN SCHOL 1.)APY Annual Percentage Yeld. APY Efective Date 2/01/19 IRA Individual Retrement Account. Minimum opening deposit of $1,000. Eary withdrawal penalties may apply. To quality for the above APY deposit must be new funds (meaning funds from an externa account or funds not on deposit with KSFCU) or have an active checking account (must completo 10 or more check card (ATM withdrawols are not included) purchases and or ACH transactions (includes KSFCU bill payments) or have direct depost into the checking account) FEDERALCREDIT UNION Together we have sormetring special www.ksfcu.org (661) 833-7900 NCUA Federally Insured by NCUA