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    May 26, 2019
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Kern Schools Wealth Management division is here to help you make sound financial decisions based upon your risk tolerance and investment timelines. Together, we'll develop a plan to assist you in reaching your financial goals. Below are just a few of the many services offered through LPL Financial KERN SCHus WEALTH MANAGEMENT Investments and Insurance Services . Investment Advisory Services . Long Term Care Insurance . College Funding . 401(k)/Pension Distribution Options . Retirement Planning Meet Our Kern Schools Wealth Management Department. Jim Hussey Director of Wealth Management T (661) 833-7588. Jim.Hussey@ksfcu.org CA Insurance License #0E24250 Town& Country . Annuities e Estate Planning e Charitable Giving . IRA Options Richard Ramos Financial Advisor l Hablo espario T (661) 833-7762 Richard.Ramos@ksfcu.org CA Insurance License #0F03683 Panama Mt. Vemon Buena Vsta Delano e Inheritance . Life Insurance . Mutual Funds Patrick Bailey Schedule An Appointment Today! Financial Advisor T (661) 833-7438 Patrick.Bailey@ksfcu.org Ming Artisan Square Downtown Tehachapi Express www.ksfcuinvestments.org (661) 833-7730 Salem Faulkner Securities offered or its licensed affilates. Kem Schools Federal Credt Union and Kem Schools Wealth Managemment Investment and Insurance Services are not registered brokendealers and are not affilated with LPL Fnancal. The investment h LPL Financial, member FINRA/SIPC. Insurance products offered through LPL Financial Financial Advisor T (661) 833-7451. Salem.Faulkner@ksfcu.org CA Insurance Loense #0K1 8716 River Run LPL Financal are not insured Kem Schools Federal Credit Union deposits and are not NCUA sold d. These products are notobigations of Kem Schools Federal Credit Union are notendorsed, recommended or guaranteed by Kem Schools Federal Credit Union or any luctuate, the refurn on the investment is not guaranteed, and loss of prinopal is possible agency. The value of the investment may Kern Schools Wealth Management division is here to help you make sound financial decisions based upon your risk tolerance and investment timelines. Together, we'll develop a plan to assist you in reaching your financial goals. Below are just a few of the many services offered through LPL Financial KERN SCH us WEALTH MANAGEMENT Investments and Insurance Services . Investment Advisory Services . Long Term Care Insurance . College Funding . 401(k)/Pension Distribution Options . Retirement Planning Meet Our Kern Schools Wealth Management Department. Jim Hussey Director of Wealth Management T (661) 833-7588. Jim.Hussey@ksfcu.org CA Insurance License # 0E24250 Town& Country . Annuities e Estate Planning e Charitable Giving . IRA Options Richard Ramos Financial Advisor l Hablo espario T (661) 833-7762 Richard.Ramos@ksfcu.org CA Insurance License # 0F03683 Panama Mt. Vemon Buena Vsta Delano e Inheritance . Life Insurance . Mutual Funds Patrick Bailey Schedule An Appointment Today! Financial Advisor T (661) 833-7438 Patrick.Bailey@ksfcu.org Ming Artisan Square Downtown Tehachapi Express www.ksfcuinvestments.org (661) 833-7730 Salem Faulkner Securities offered or its licensed affilates. Kem Schools Federal Credt Union and Kem Schools Wealth Managemment Investment and Insurance Services are not registered brokendealers and are not affilated with LPL Fnancal. The investment h LPL Financial, member FINRA/SIPC. Insurance products offered through LPL Financial Financial Advisor T (661) 833-7451. Salem.Faulkner@ksfcu.org CA Insurance Loense # 0K1 8716 River Run LPL Financal are not insured Kem Schools Federal Credit Union deposits and are not NCUA sold d. These products are notobigations of Kem Schools Federal Credit Union are notendorsed, recommended or guaranteed by Kem Schools Federal Credit Union or any luctuate, the refurn on the investment is not guaranteed, and loss of prinopal is possible agency. The value of the investment may

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