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    February 5, 2023
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FOR Sweet Deal you! Certificate Specials for a Limited-Time! 10-Month 4.84% APY CERTIFICATE Open Your Certificate Today! Visit us, or Call 1-(800) 433-9727 BAKERSFIELD 6501 Ming Ave. Bakersfield, CA 93309 M-F 9 AM - 5 PM SAT 9 AM - 1 PM BAKERSFIELD 11211 River Run Blvd. AltaOne.org Bakersfield, CA 93311 M-F 9 AM - 5 PM 18-Month 4.58% APY Lock in Your Rate Now, 'Bump-Up' One-Time Later! BUMP CERTIFICATE 2 ItaOne FEDERAL CREDIT UNION *APY - Annual Percentage Yield. For a limited time only. Effective 2/6/2023. Promotion may end at any time, with or without notice. The minimum daily balance to open certificates and to earn the disclosed Annual Percentage Yield is $5,000. Early withdrawal penalties equal to 90 days of dividends earned on certificates. APY's are based on an assumption that dividends will remain in account until maturity. 10-month Term Share Certificate: 4.84% Annual Percentage Yield/4.75% Annual Dividend Rote. Minimum deposit is $5,000. 10-month Term Share Certificate will mature at the end of the term and renew automatically to a 12-month Term Shore Certificate. 18-month Bump Term Share Certificate: 4.58% Annual Percentage Yield/4.50% Annual Dividend Rate. Minimum deposit is $5,000. If rate increases on the same Bump Term Share Certificate during the initial term, CDFI member may request to "bump' rate to the higher rate once per term. 18-month Bump Term Share Certificate will mature at the end of the term and renew automatically to an 18-month Term Share Certificate. All other general terms are disclosed in our Account Agreements and Disclosures. All rates and policies are subject to change without notice. See AltaOne's rate sheet for additional rates and terms. Federally Insured by NCUA FOR Sweet Deal you ! Certificate Specials for a Limited - Time ! 10 - Month 4.84 % APY CERTIFICATE Open Your Certificate Today ! Visit us , or Call 1- ( 800 ) 433-9727 BAKERSFIELD 6501 Ming Ave. Bakersfield , CA 93309 M - F 9 AM - 5 PM SAT 9 AM - 1 PM BAKERSFIELD 11211 River Run Blvd. AltaOne.org Bakersfield , CA 93311 M - F 9 AM - 5 PM 18 - Month 4.58 % APY Lock in Your Rate Now , ' Bump - Up ' One - Time Later ! BUMP CERTIFICATE 2 ItaOne FEDERAL CREDIT UNION * APY - Annual Percentage Yield . For a limited time only . Effective 2/6/2023 . Promotion may end at any time , with or without notice . The minimum daily balance to open certificates and to earn the disclosed Annual Percentage Yield is $ 5,000 . Early withdrawal penalties equal to 90 days of dividends earned on certificates . APY's are based on an assumption that dividends will remain in account until maturity . 10 - month Term Share Certificate : 4.84 % Annual Percentage Yield / 4.75 % Annual Dividend Rote . Minimum deposit is $ 5,000 . 10 - month Term Share Certificate will mature at the end of the term and renew automatically to a 12 - month Term Shore Certificate . 18 - month Bump Term Share Certificate : 4.58 % Annual Percentage Yield / 4.50 % Annual Dividend Rate . Minimum deposit is $ 5,000 . If rate increases on the same Bump Term Share Certificate during the initial term , CDFI member may request to " bump ' rate to the higher rate once per term . 18 - month Bump Term Share Certificate will mature at the end of the term and renew automatically to an 18 - month Term Share Certificate . All other general terms are disclosed in our Account Agreements and Disclosures . All rates and policies are subject to change without notice . See AltaOne's rate sheet for additional rates and terms . Federally Insured by NCUA